In E282, Andrew welcomes Brandon Disher, who previously featured on the REI Hot Seat. Brandon, a PhD in physics and a self-taught economics expert, shares insights on the Canadian economy, inflation, and the future of real estate investing in Canada. We delve into his journey from academia to real estate investing, driven by his determination to achieve financial independence and avoid his parents’ financial pitfalls.
Our discussion covers the economic landscape, high inflation, and interest rates, and their impact on real estate. Brandon emphasizes the importance of smart investing, avoiding over-leveraging, and being prepared for market fluctuations. He shares strategies for adding value to his portfolio, such as increasing rents and improving units, especially in the student rental market in London, Ontario.
He explains how these factors squeeze the lower and middle classes, making it harder for new buyers to enter the market. Brandon emphasizes the need for strategic investing, avoiding over-leveraging, and securing long-term, low-interest debt to navigate market fluctuations. He also touches on the implications of recent immigration policy changes, suggesting a potential future stabilization in rental inflation and real estate values.
We highlight the benefits of securing long-term, low-interest debt and discuss the implications of recent immigration policy changes on the housing market. Brandon’s approach to leveraging negative real rates for wealth creation is particularly insightful. We also touch on the evolving demands of student renters and managing high-maintenance tenants.
Brandon delves into the student rental market, emphasizing its resilience and profitability even in challenging economic times. He notes the high demand for quality student housing near universities like Western, driven by affluent international students willing to pay premium rents. Brandon highlights the importance of providing high-end amenities and safe, well-maintained properties to attract top-tier tenants and mitigate issues with parents. He also shares insights on the significant rent increases over recent years, making student rentals a lucrative investment despite broader market uncertainties.
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Connect with Brandon Disher:
Instagram: https://www.instagram.com/brandon.d.54
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Listen on Apple Podcasts: https://itunes.apple.com/ca/podcast/the-andrew-hines-real-estate-investing-podcast/id1453461753
Listen on Spotify: https://open.spotify.com/show/2ND7vIkJhmIEEk73aCwKhE
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